Real and Personal Guarantee Registry in Guatemala

The Ministry of the Economy will be in charge of the Registry (RGM) which will start to function on January 2.

Tuesday, December 30, 2008

According to, "micro, medium and small business will be able to access credit and property at the registry as a guarantee for banks and other financial entities, such as agricultural equipment, harvest, merchandise inventory, certificates, computers, and other property.

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Increased Use of Crops as Collateral

November 2012

When there aren’t sufficient assets to use as collateral for bank financing, producers are registering their crops in the "Registro de Garantías Mobiliarias" (Movable Collateral Registry - RGM). reports that "Of the 400 entries of movable items from January to November in the RGM, at the Ministry of Economy (Mineco), more than 150 correspond to crops of gold and pergamine coffee.”'

Guatemala: Record $75 Million Property Guarantee

July 2010

The registration of sugar inventory in the Property Guarantee Registry (RGM) is the biggest since its creation.

As a guarantee for a $75 million loan, Sucden Americas Corporation has registered a 20,000 ton sugar inventory. reports that, "the product will either be stored in Expogranel's installations or those belonging to the Association of Guatemalan Sugar Producers (Asazgua)".

Guarantee Registry already operating in Guatemala

January 2009

The Property Guarantee Registry (RGM) received its first registration for $10 million on Monday.

According to "Erasmo Velasquez, vice minister of Economy, confirmed that the Nuevos Almacenes S.A. company, which runs the Cemaco stores, registered a guarantee for its warehouse stock, in order to request a loan from a bank abroad."

Guatemala: Law of Real Estate Guarantees comes into effect

September 2008

The Property Registry will be in charge of temporarily recording the real estate guaranties.

This resolution, contained in decree 46-2008 and which has been in effect since January of this years, will allow an individual to offer his work tools, harvest, sales and productions, etc as a guarantee to obtain credit. The transaction will be recorded in a registry in order to legalize it.

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