Nicaragua: Bank Credit Maintains Growth

In June 2016 the gross credit portfolio grew by 23% compared to the same period in 2015, led by personal, commercial and livestock credit, which grew by 32% and 25% and 26%, respectively.

Monday, August 22, 2016

From a report by the Central Bank of Nicaragua:

As of June, indicators from the National Financial System (SFN by its initials in Spanish) show dynamism in intermediation, with adequate risk management and good indicators for profitability, solvency and capital. The loan portfolio of the financial system continues to grow above 20 percent and has appropriate risk indicators. Meanwhile, deposits are growing at a decelerating annual rate of rate of 11.4 percent. In addition, the good performance of the financial system is reflected in profitability indicators (ROE of around 20%), solvency (enough coverage for portfolio at risk and overdue) and capital (capital adequacy greater than that required by the regulations).

Credit growth remains dynamic. In June 2016, gross loans totaled 131,474.1 million cordobas, with growth of 23.2 percent. This represents an increase of 3.8 percentage points above the growth observed in June 2015. Meanwhile, real credit growth stood at 18.9 percent, 4.0 percentage points above that observed in June 2015. The gross loan portfolio of the financial system remains active with the most weight in the balance of the financial system (66.0%).

Read full report (in spanish).


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Nicaragua: Bank Credit Up 14%

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From a report by the Central Bank of Nicaragua:

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Nicaragua: Bank Credit Up 23%

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In May 2016 the gross portfolio of loans granted by the financial system totaled $4.6 billion, 23% more than in the same month last year.

From a report by the Central Bank of Nicaragua:

As of May, financial system indicators show dynamism in intermediation, with adequate risk management and good indicators for profitability, solvency and capital. The loan portfolio of the financial system continues to grow above 20 percent.  This credit  growth is accompanied by appropriate risk indicators. Meanwhile, deposits are growing with decelerating rates in both currencies. The good performance of the financial system is reflected in the indicators of profitability (ROE of around 20%), solvency (enough coverage for portfolio at risk and overdue) and capital (capital adequacy greater than that required by the regulations).