Mobile Banking Growing in Central America

To date, about 8 banks in Guatemala, 4 in El Salvador and 3 in Honduras, Nicaragua and Costa Rica offer the service; there is still much ground to cover in the region.

Thursday, March 29, 2012

The director of Technology at the company Ebclosión, Derick Brol, indicates that in Central America in 2011 there were mobile phone banking services in about 8 banks in Guatemala, 4 in El Salvador and 3 in Honduras, Nicaragua and Costa Rica. The services offered include balance inquiries, transactions between own accounts and blocks.

According to Siglo21.com.gt in Guatemala, where the use of this service is more widespread than in other countries, mobile payments are offered by the Banco Industrial (BI), G & T and BAC. Others, such as Reformador, BAM, Bantrab, and Internacional offer balance inquiries, transactions and blocks.

The chairman of the Committee of Software Export (SOFEX), Edgar Santos, indicates that mobile banking is beneficial in terms of safety, since each time a transaction is made by credit or debit card the user receives a notification, thereby reducing electronic fraud by cloned cards.

As for safety, in case of theft of a cell phone, there is no problem, as balance inquiry messages and other data are not stored. Information on the phone is encrypted, adds the article.

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