Health Insurance in Costa Rica

The Decline of the State Social Security Fund is forcing Costa Ricans to seek private health insurance.

Tuesday, February 21, 2012

Buying private health insurance could be an option for Costa Ricans in the face of deficiencies in the Social Security Fund (CCSS), a state health system that is ailing.

However, despite a growing demand for good quality health services, there are still few options for private health insurance, reports

One option is the National Institute of Insurance (INS) which offers a policy for medical care inside the country and a separate one for care abroad.

Another health insurance provider is Popular Sociedad Agencia de Seguros. Suany Mendez from the company, said that customers want guaranteed access to medical attention in private facilities, especially in emergencies.

More on this topic

Tender: Medical and Life Insurance

September 2018

The Judicial Power in Honduras is putting out to tender collective life insurance and medical hospital policies for the institution's officials and employees at the national level.

Honduras Government Purchase L.Public No. 07-2018 Hospital Medical Insurance:

Tender for Insurance Policies

November 2014

The Honduran Social Investment Fund is putting out to tender life and medical insurance policies for all staff at the institution.

Honduras Government Purchase FHIS-14-2014 LPN-LPN-FHIS-14-2014:

"Acquisition of Life Insurance and Medical Insurance for Employees of the Honduran Social Investment Fund (FHIS)."

Increase in Sales of Health Insurance in Costa Rica

November 2014

Between January and September revenue from sales of these policies increased by 74% compared to the same period in 2013, with the sale of group insurance policies to companies being the factor driving the growth.

According to data from the Superintendent of Insurance, in January-September, the sector as a whole has accumulated $116 million in premiums for such policies.

Private Insurers Sell More Personal Policies

June 2012

Two new companies sold 17% of this sector of the Costa Rican market.

Panamerican Life and Seguros de Alico are the main rivals of the National Insurance Institute (INS), with a share of 14% of the personal insurance policies sold in the Costa Rican market, while other private companies control 4%.