TransUnion Introduces Credit Score in Honduras

TransUnion Multinational introduced the first generic credit score to assess a credit user’s payment capacity.

Wednesday, May 13, 2009

"TransUnion Predictive Score” is a credit scoring model that predicts the likelihood that a customer will become delinquent (90 days or more) in their lines of credit, be it credit cards, personal, home or car loans over the next 12 months.

"By using TransUnion’s Predictive Score, financial institutions can make better and faster predictions, while reducing inefficiencies that are generated by using subjective and limited information to grant credit. This increases credit access for Hondurans, and in turn allows financial institutions to better manage their portfolios," said Maria Olga Rehbein, president of TransUnion Latin America.

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