TransUnion Introduces Credit Score in Honduras

TransUnion Multinational introduced the first generic credit score to assess a credit user’s payment capacity.

Wednesday, May 13, 2009


"TransUnion Predictive Score” is a credit scoring model that predicts the likelihood that a customer will become delinquent (90 days or more) in their lines of credit, be it credit cards, personal, home or car loans over the next 12 months.

"By using TransUnion’s Predictive Score, financial institutions can make better and faster predictions, while reducing inefficiencies that are generated by using subjective and limited information to grant credit. This increases credit access for Hondurans, and in turn allows financial institutions to better manage their portfolios," said Maria Olga Rehbein, president of TransUnion Latin America.

More on this topic

Honduran Banks will Access Tax Defaulters Registry

June 2011

The partnership between the Executive Directorate of Revenue and the company Equifax, will mean that tax defaulters will be included in the credit bureau’s information.

This agreement will allow access by the financial system (private banks, finance companies, and cooperatives), to taxpayer’s debt information held with the Treasury.

Equifax Acquires Credit Reporting Company

September 2011

Equifax, a company that specializes in credit history and software development, has acquired the Costa Rican company Datum.

A press release from Equifax reads:

Datum collects, synthesizes and provides consumer credit data to banks, telecommunications companies and retail and insurance businesses throughout Costa Rica. The company’s headquarters are in central San Jose.

Transunion Arrives in El Salvador

July 2011

Salvadorans may review their credit history using the U.S company’s services.

In order to expand in the region and help in the process of streamlining credit procedures in the country, the U.S. company has recently announced the opening of offices in El Salvador.

The company, which specializes in managing credit information and risk assessment, will firstly provide a credit history service, and then will open a customer service office.

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